General Website Policies and Disclosures

Please read these terms and conditions carefully. By accessing this web site and any pages hereof, you are indicating that you have read, acknowledge and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, do not access this web site.  ProBooks reserves the right to change these Terms of Use which you are responsible for regularly reviewing and your continued use of this web site constitutes agreement to all such changes. As used herein, ProBooks means ProBooks CPA and its affiliates. To obtain contact information for ProBooks affiliates, please click HERE.

General Information

This web site is comprised of various web sites operated by ProBooks CPA, LLC (collectively, the “Websites”). Certain sections of or pages on this Websites may contain separate terms and conditions, which are in addition to these Terms of Use. You should read those additional terms and conditions carefully. By accessing such sections or pages, you agree to be bound by those additional terms and conditions. In the event of a conflict, those additional terms and conditions will govern your use of those sections or pages.
Unauthorized use of the Websites and systems, including, but not limited to, unauthorized entry into ProBooks’s systems, misuse of passwords or misuse of any other information, is strictly prohibited. You may not use this web site in any manner that could damage, disable, overburden, or impair any ProBooks Websites or services or interfere with any other party’s use and enjoyment of any of ProBooks's Websites or services. You may not attempt to gain unauthorized access to any of ProBooks's Websites or services, computer systems or networks connected to any of ProBooks's Websites or services, through hacking, password mining or any other means. You agree that you will not engage in any activities related to this web site that are contrary to applicable laws or regulations.
ProBooks reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on the Websites and to suspend and/or deny access to the Websites for scheduled or unscheduled maintenance, upgrades, improvements or corrections. The information and materials on the Websites may contain typographical errors or inaccuracies. Any dated information is published as of its date only, and ProBooks does not undertake any obligation or responsibility to update or amend any such information. ProBooks may discontinue or change any product or service described in or offered on the Websites at any time.

Investment Advisory Services

Investment advisory services are offered through Athletes Financial Advisers, LLC, a Registered Investment Advisor. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators nor does it indicate that the advisor has attained a particular level of skill or ability. Information contained herein is directed toward U.S. residents only. Athletes Financial Advisers is based in the State of Ohio. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.
Past performance does not guarantee future results. Investing in securities includes the possibility of loss, including that of principal.
AFA ADV - Relationship SummaryAFA ADV - BrochureAFA ADV - Advisors
Information presented is believed to be factual, up-to-date and gathered form sources believed to be reliable, but we do not warrant or otherwise guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Professional advisors should be consulted before implementing any of the strategies presented. This information should not be construed as an offer to buy or sell, or a solicitation of any offer to buy or sell, the securities mentioned or as personalized investment advice, but is limited to the dissemination of general information on products and services. Likewise, content should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Athletes Financial Advisers is not engaged in the practice of law or accounting. All expressions of opinion reflect the judgment on the date of publication. Any forward-looking statements or forecasts are based on assumptions, and actual results may vary from any statements or forecasts. Information presented is subject to change without notice, unless otherwise required by applicable law.
Hyperlinks contained herein are provided as a convenience only, and Athletes Financial Advisers does not have responsibility for the accuracy of information presented there.
Information about benchmark indices is provided to allow comparison to the performance of Athletes Financial Advisers’ strategies. Investors often use well-known and widely recognized indices as a method to consider the investment performance of an investment manager’s strategy compared to investment sectors that correspond to the strategy. However, Athletes Financial Adviser’s investment strategies are actively managed and not intended to replicate the indices’ performance, and the performance and volatility of those investment strategies may differ materially from the performance and volatility of their benchmark indices, and their holdings will significantly differ from the indices. Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results. There are no assurances that an investor’s portfolio will match or outperform any particular benchmark. An investor cannot directly invest in an index. Asset allocation and diversification do not ensure or guarantee better performance and cannot eliminate the risk of investment losses.
Wealth Management DisclosuresUnderstanding Your Brokerage and Investment Advisory RelationshipsWealth Management Code of Ethics and Business ConductInstagram DisclaimerUSA PATRIOT Act Notice Disclosure

Disclaimer of Warranty and Limitation of Liability

The information, products and services on this web site are provided on an “AS IS,” “WHERE IS” and “WHERE AVAILABLE” basis. ProBooks does not warrant the information or services provided herein or your use of this website generally, either expressly or impliedly, for any particular purpose and expressly disclaims any implied warranties, including but not limited to, warranties of title, non-infringement, merchantability or fitness for a particular purpose. ProBooks will not be responsible for any loss or damage that could result from interception by third parties of any information or services made available to you via this web site. Although the information provided to you on this web site is obtained or compiled from sources we believe to be reliable, ProBooks cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither ProBooks, nor any of its affiliates, directors, officers or employees, nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this web site, or resulting from the act or omission of any other party involved in making this web site, the data contained herein or the products or services offered on this web site available to you, or from any other cause relating to your access to, inability to access, or use of the web site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of ProBooks or of any vendor providing software or services. In no event will ProBooks or any such parties be liable to you, whether in contract or tort, for any direct, special, indirect, consequential or incidental damages or any other damages of any kind even if ProBooks or any other such party has been advised of the possibility thereof. This limitation on liability includes, but is not limited to, the transmission of any viruses which may infect a user’s equipment, failure of mechanical or electronic equipment or communication lines, telephone or other interconnect problems (e.g., you cannot access your internet service provider), unauthorized access, theft, operator errors, strikes or other labor problems or any force majeure. ProBooks cannot and does not guarantee continuous, uninterrupted or secure access to the web site.